Zroascasterbooks: September 2015

Selasa, 29 September 2015

^ Ebook Download The Small Business Start-Up Kit for California, by Peri Pakroo J.D.

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The legal know-how and forms every California entrepreneur needs.

Want to start your own California business? Don’t know where to begin? Start here.

The Small Business Start-Up Kit for California shows you how to set up a small business in the Golden State quickly and easily. It clearly explains the fees, forms and bureaucratic technicalities you’ll encounter and shows you how to efficiently get your business up and running. Find out how to:

choose the best business structure

pick a winning business name and protect it

write an effective business plan

get needed licenses and permits

price, bid and bill your projects

manage finances and taxes

start a website for your business

comply with legal and tax issues affecting home businesses

The 10th edition includes dozens of the latest California-specific legal forms and business resources. It is completely updated, including new material on emerging business structures for socially conscious, mission-driven businesses. It also covers new ways to raise money online through crowd funding websites.

Sales Rank: #762753 in Books
Published on: 2014-02-24
Original language: English
Number of items: 1
Dimensions: 11.00" h x 1.00" w x 8.50" l, 1.72 pounds
Binding: Paperback
352 pages

Review
"Provides step-by-step instructions for setting up a small business in California and guiding it safely through its first year and beyond." Reference & Research Book News “Excellent advice … for would-be small-business owners, and heeding it can help you avoid many early mistakes.” Los Angeles Times “An excellent resource for beginners.... written specifically for entrepreneurs who want to start their own business in California.” startupjournal.com “A good-to-have, step-by-step to starting a business in California: forms, licenses, business plan, taxes and more.” San Francisco Examiner

About the Author
Peri Pakroo is a business and communications consultant, specializing in legal and start-up issues for businesses and nonprofits. She has started, participated in, and consulted with start-up businesses for 20 years. She owns and runs P-Brain Media (www.pbrainmedia.com), a strategic consulting and communications firm that develops information-rich media for web, print, video and other formats. Peri received her law degree from the University of New Mexico School of Law in 1995. She is the author of The Women's Small Business Start-Up Kit, The Small Business Start-Up Kit (national and California editions) and Starting and Building a Nonprofit ( all from Nolo), and has been featured in numerous national publications including Entrepreneur, Real Simple, Investors Business Daily, and BusinessWeek. Peri teaches adult education courses at WESST (www.wesst.org) in Albuquerque, a nonprofit whose mission is to facilitate entrepreneurship among women and minorities in the state of New Mexico. She is active in supporting local, independent businesses and is a co-founder of the Albuquerque Independent Business Alliance. Visit Peri's blog at www.peripakroo.com.

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Senin, 28 September 2015

? Free Ebook LLC or Corporation?: How to Choose the Right Form for Your Business, by Anthony Mancuso Attorney

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LLC or Corporation?: How to Choose the Right Form for Your Business, by Anthony Mancuso Attorney

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Decide whether to form an LLC or a corporation -- the most important business decision you'll make.

Your company has grown -- now it's time to upgrade your legal structure to something that will protect you and your assets, as well as provide other benefits. In other words, your business is ready to become either a corporation or a limited liability company.

The question is, "Which one?" The answer isn't always clear -- but because your choice will affect the legal and tax status of your business, it's the most important question you'll need to answer.

LLC or Corporation? will help you make the right choice with plain-English explanations of:

the basics of business entities

how each business entity protects you from personal liability

profits, losses and tax treatment

converting from one type of business entity to another

what to do if you conduct business out of state

Making the right choice will affect your bottom line in many ways -- from what you pay in taxes to your ability to seek money from investors. The book also provides conversion and formation scenarios that provide a real-world look at all the options available to you.

The 4th edition has been thoroughly and usefully updated with the latest resources for business owners, an expanded discussion on choosing the right form for your business and completely updated information regarding the tax status of small business entities.

Sales Rank: #1701907 in Books
Published on: 2010-12-02
Original language: English
Number of items: 1
Dimensions: 9.00" h x .75" w x 7.00" l, 1.09 pounds
Binding: Paperback
308 pages

About the Author
Anthony Mancuso is a corporations and limited liability company expert. He graduated from Hastings College of Law in San Francisco, is a member of the California State Bar, writes books and software in the fields of corporate and LLC law, and studies advanced business taxation at Golden Gate University in San Francisco. He has also been a consultant for Silicon Valley EDA (Electronic Design Automation) companies, most recently working on a C++ open-source integrated circuit database project team. He is the author of several Nolo books on forming and operating corporations (both profit and nonprofit) and limited liability companies. His titles include Incorporate Your Business, How to Form a Nonprofit Corporation (national and California editions), Form Your Own Limited Liability Company, The Corporate Records Handbook, and LLC or Corporation?. He wrote and programmed Nolo's LLC Maker and Incorporator Pro software programs, which generate state-by-state articles and other forms for organizing corporations and LLCs. His books and software have shown over a quarter of a million businesses and organizations how to form a corporation or LLC. He also is a licensed helicopter pilot and has performed for years as a guitarist in many musical idioms.

Most helpful customer reviews

3 of 3 people found the following review helpful.
Good Information
By GreenExamEducation(dot)com
I agree with other reviews that the title of the book is misleading, but overall, the book provides good information.

The information is well organized and explained in plain and simple English. It is easy to read and very helpful. The author thinks LLC is better than S Corporation for the following reasons:

Formation requirements: You must form a C corporation first before you can file the S corporation election with IRS.

Corporation formalities: You need to issue stocks, elect officers, and hold board of directors meeting and shareholders' meeting.

Ownership registrations: S corporation can be owned only by US citizens or residents.

Required allocation of profit and loss: S corporation's profit and loss must be distributed to the shareholders in proportion to their stockholdings.

Limitations of S corporation tax treatment: S corporation's business debts can NOT be passed along to shareholders unless they made personal loan to the firm

Anthony did mention that S corporation owners do enjoy one advantage over LLCs members:

They do NOT have to pay self-employment taxes on their share of business profit: To me, this advantage wipes out all other advantages of LLC, and S corporation is a better form for most small business than LLC. I draw a different conclusion but his information is good and very helpful.

1 of 1 people found the following review helpful.
If you need help in choosing a business form, this book will help.
By Resips
This book is of substantial assistance in choosing what form of business if you are establishing a new business. The book is well organized and it takes one logically through the various entities. Corporations, both C and S corporations are reviewed, as well as LLCs. The advantages and disadvantages of these entities are discussed.

The ease of establishing one business form over another is reviewed as well as the formal requirements necessary. Continuing reporting requirements are discussed. Liability for the business owners is reviewed along with taxation considerations.

There are advantages as well as disadvantages to most business forms, sole proprietorships, partnerships, corporations, both standard and C, and LLCs. This book is a good basic volume addressing the various considerations one must address before choosing the most appropriate business form.

I think it is an excellent introduction to the subject.

1 of 1 people found the following review helpful.
Pretty good review of LLC vs Corporation
By Artoo
The book covers the differences between Sole proprietorships, partnerships, LLCs, Corporations, Limited Partnerships, and S Corporations.

It covers the liability issues related to each entity choice and how to best protect yourself when running your business.

A chapter is dedicated to taxes and a whole part of the book is dedicated to converting one business entity to another.

I was interested in the part about converting an LLC to being taxed as an S Corp, but still remaining an LLC. Unfortunately, I found this section lacking in specifics about how to do so and the implications. The book talks a lot about actually converting entity types, but if you're looking to have an LLC taxed as an S Corp there wasn't much help as to the specifics and tips on what the implications are when that happens.

Otherwise, it's a pretty good book choosing an entity type.

See all 22 customer reviews...

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Sabtu, 26 September 2015

# Ebook Tax Savvy for Small Business, by Frederick W. Daily, Jeffrey A. Quinn

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The essential small business tax strategy book for the savvy entrepreneur

Named ""Best Tax Book"" by Entrepreneur magazine

Understanding the tax system is vital to the health of every small business. Virtually every decision a business makes has tax consequences that can affect its bottom line -- and the IRS is always watching. Develop the best tax plan for your small business, learn the ins and outs of the tax code, and create comprehensive strategies to get back the most from the IRS with this all-in-one guide.

Tax Savvy for Small Business provides essential information that will free up your time and money for what counts -- running your business effectively. Completely updated for 2013 returns, it explains how to:

- choose the best business entity
- deduct current and capitalized expenses
- write off long-term assets
- keep records that will head off trouble with the IRS
- get tax breaks from business losses
- deal with payroll taxes
- negotiate payment plans for late taxes
- handle an audit
- get IRS penalties and interest reduced
- maximize retirement funds
- take advantage of fringe benefits
- use retirement funds as a tax break

This edition of Tax Savvy for Small Business is completely updated and provides the latest tax breaks, rules, forms, and publications, including substantive changes and the latest tax numbers for 2013 returns.

Sales Rank: #715111 in Books
Published on: 2013-11-29
Original language: English
Number of items: 1
Dimensions: 10.79" h x .80" w x 8.41" l, .0 pounds
Binding: Paperback
392 pages

Review

""This plain-English guide will show you how to make the most of your tax-deductions"". Business Week

""..Even if you use an accountant, pick up a copy of this book for further understanding and tax management."" Small Business Opportunities ""A completely invaluable guide... keep this on your bookshelf for future reference. Five stars (we love it)."" Inc. Magazine

Most helpful customer reviews

6 of 6 people found the following review helpful.
great tips
By karla meneses
This is a great book that has helped me understand how to organize my expenses more efficiently.
I would recommend this book to the sole proprietor or to a recently converted s corp owner. I run a
small business with my husband and we need as many deductions as possible.

3 of 3 people found the following review helpful.
A refreshing must read for any small business or anyone thinking of starting or buying one.
By Kindle Customer
As a small business owner who came through the economic downturn battered, bruised and battle worn yet still strong enough to see the light ahead, this book was just what I needed to help me keep moving forward. I can't express enough how much this book has helped me understand and deal with the numerous tax and legal hoops small businesses like mine have to jump through every single day. Our business has a excellent CPA, but even so, small business owners must be knowledgeable about the tax systems and requirements for their particular type of business if they want to be successful and solve problems to help them weather through the tough times. My own experience is a multi-generational, family held, small business my generation (3rd) is the first to expand by opening a second location and I expect the business to continue on that course.Naturally, I was really pleased with the chapter on family businesses. I have recommended it to all family members involved in our business. In reading it I found a it a treasure trove, easy to understand and enjoyable. Pretty great for a book on the complicated, confusing subject of small business taxes, not the subject of a book you wouldn't want to put down but that is exactly how it was when I was reading it.

2 of 2 people found the following review helpful.
Informative and updated information
By Jiwook Kim
It is very informative and helps me understand the business accounting and deductible business expenses. I recommend this book for a start up business man.

See all 9 customer reviews...

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Kamis, 24 September 2015

^^ PDF Download Form Your Own Limited Liability Company: Create An LLC in Any State, by Anthony Mancuso

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Form an LLC in your state quickly and easily!

Limited liability companies provide the most flexible way of doing business. With an LLC, you get both the informality and tax benefits of a partnership, plus the personal protection from business debts provided to corporations.

Form Your Own Limited Liability Company provides you with the step-by-step instructions and forms you need to form an LLC in your state, without the expense of hiring a lawyer. Learn how to:

- choose a name for your LLC
- prepare and file articles of organization
- decide on the best management structure
- create an operating agreement
- take care of ongoing legal and tax paperwork

This edition has been carefully revised and updated to reflect the latest federal regulations, as well as the most current laws of all 50 states. Plus, all the forms you need can be instantly downloaded at nolo.com.

Sales Rank: #726524 in Books
Brand: Brand: NOLO
Published on: 2013-09-30
Original language: English
Number of items: 1
Dimensions: 10.81" h x .50" w x 8.40" l, .0 pounds
Binding: Paperback
240 pages

Features

Used Book in Good Condition

Review
""Good news from the IRS... you, too, can be an LLC. The advantage: profits are taxed just once, like a partnership, while personal liability is limited, like a corporation. [And now you can do it yourself with] Nolo's book on LLCs."" BusinessWeek

“Entrepreneurs can take advantage of the unique tax and legal benefits of the LLC for less than the cost of 10 minutes of their own lawyer’s time.” Money Maker's Monthly

“In typical straightforward Nolo fashion, this book explains everything from choosing a name to maintaining the LLC’s legal and tax status.” Orange County Register

Most helpful customer reviews

16 of 17 people found the following review helpful.
3.5 Stars: A Slight Improvement on Version 7 of Another 'Signature' Nolo Product
By Zendicant Pangolin
I bought the 7th edition of this publication and rated it 3 stars. While that and this are adequate publications, I still believe that, for the money, a lot more theoretical stuff should be thrown in. Otherwise, one can get everything in this book using a web browser and taking a little bit of time for self-research.

This publication and another one from NOLO about running an LLC should be combined under one title.

This book is typical of what NOLO has become, to wit, a cash machine. This is now done by churning out marginally helpful texts such as this, using NOLO's good reputation for marketing, and selling them for a pretty penny.

I wonder if the organization has wandered from its roots. I can't beat this book up because it does help one do what it states it is going to do, I just puzzle over the decision to make and market the book with such a hefty price tag.

Oh, the major improvement this book has over the immediately previous edition (7) is that it no longer comes with a CD ROM.

11 of 11 people found the following review helpful.
Good guide and overview but not a complete guide
By Morrigan Alexandros
The problem with these books is that there are so many of them by the same author about the same subject. So, which one do you choose? These are the books available (and these are just the ones with LLC in the title):

≁Form Your Own Limited Liability Company
≁Your Limited Liability Company
≁Nolo's Quick LLC: All You Need to Know About Limited Liability Companies
≁LLC or Corporation?: How to Choose the Right Form for Your Business

So, which one do you choose when they all look so similar? They each cover one specific step, forcing you to get the other guide, and then the other, and let's not forget Deduct It!: Lower Your Small Business Taxes and other similar ones. Honestly, you can choose any of them to get a brief overview and then I suggest you get an attorney. You will save time, money and future headaches by doing that and getting proper and complete advice. Because, that is the problem with these guides, they are rather incomplete. I have all 4 of them and I still don't feel as though they provide a semi-complete overview about an LLC.

This book gives you good information and it is easy to read and understand. But, there are so many State specific intricacies that make this book incomplete. The way you file your paperwork matters and no one size fits all. Actually, you are better off going to your State's website and looking at the required paperwork and the guides there. This is a good guide and it would give you a good education before meeting with your attorney.

As a disclaimer, I am an attorney and one of my specialties is business formation.

8 of 8 people found the following review helpful.
A good book, but you may not really need it.
By Jesse Walker
I'm in the process of setting up my photography business as an LLC for the little added bit of liability protection an LLC offers over a sole proprietorship. Before looking into it, I didn't really know what was involved. My wife had been involved in establishing a non-profit and found this author's nonprofit book to be quite helpful, so I was looking forward to all of the great assistance this one would offer.

It turns out, setting up an LLC is really easy (at least in my state). It takes about 15 minutes online on the state's business website. That's it. Just one quick form, seventy bucks (in Utah; every state's fee varies), and you've got an LLC. A book like this one isn't really required to set up an LLC. If you're not expecting a complicated business structure (like, if you're just setting up a one-person business like I am), you can probably do without this book. Anything more complicated (multiple members, a manager-managed LLC, etc), and this book does offer some good advice (especially regarding drafting an operating agreement). Granted, this book does offer a few helpful suggestions even for the simplest LLC businesses, but I found it just isn't necessary.

If you do want to look it over, get it from your local library. It's not a very long book, you can probably get through what you need in a day, and may not find yourself going back to it once you've got your LLC established. The author does have a "follow-up" book, Your Limited Liability Company, which goes over the official legal details of running the business after it's established (record-keeping, meetings, taxes, etc). I'm guessing that one is similar: useful if you've got a complex LLC, but not that mandatory if it's fairly simple and you're willing to do a quick web search if and when you do have a question.

Anyway, if you want to burn the cash, go for it. It's not a bad book, and certainly beats paying someone else to establish an LLC for you. But once you find out how easy it really is to get an LLC started, you may regret shelling out the cash for a book you may never need again.

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The ultimate guide to the past, present, and future of same-sex relationship laws in the U.S.

Same-sex relationships are treated differently under each state's laws, and more than a quarter of the U.S. population lives in a state with some form of legal recognition for same-sex couples. More than 100,000 same-sex couples have married.

Making It Legal is the only book that offers a comprehensive review of all the issues that influence the decision to marry and breaks down the complex and ever-changing rules of same-sex relationship laws. This book provides guidance on important issues that same-sex married couples may face:

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Sales Rank: #1888187 in Books
Published on: 2014-01-27
Original language: English
Number of items: 1
Dimensions: 9.00" h x .61" w x 7.00" l, 1.04 pounds
Binding: Paperback
297 pages

Review
“Indispensable and informative.” Gavin Newsom, Lieutenant Governor of California

“Hertz and Doskow offer the sensible fruits of their decades of experience so you can sort through your options and make a plan.” Jennifer C. Pizer, Senior Counsel and Director, National Marriage Project, LAMBDA Legal

“For gay couples and their professional helpers this is a necessary guide through the confusing patchwork of laws that apply to gay relationships, partnerships, unions and marriages.” Don Clark, PHD, Author of Loving Someone Gay

About the Author
Frederick Hertz is a practicing attorney-mediator and the co-author of Nolo's Living Together: A Legal Guide for Unmarried Couples, A Legal Guide for Lesbian & Gay Couples and Making It Legal: A Guide to Same-Sex Marriage, Domestic Partnership & Civil Unions.

Emily Doskow is a practicing attorney and mediator who has worked with families in the Bay Area for more than 15 years. She specializes in family law, including adoption, parentage issues, domestic partnership formation and dissolution, and divorce. She is a graduate of the Boalt Hall School of Law at the University of California at Berkeley. She is the author of Nolo's Essential Guide to Divorce and coauthor of A Legal Guide for Lesbian & Gay Couples.

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0 of 0 people found the following review helpful.
Five Stars
By P A.
Answers all the questions you may have about making this important decision.

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Sales Rank: #2592480 in Books
Published on: 2006-02-28
Original language: English
Dimensions: 9.00" h x 7.50" w x .25" l,
Binding: Paperback
76 pages

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Sales Rank: #4127347 in Books
Published on: 2006
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Sales Rank: #249515 in Books
Published on: 2016-01-29
Original language: English
Number of items: 1
Dimensions: 9.00" h x 1.50" w x 7.00" l, .0 pounds
Binding: Paperback
600 pages

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Legal research made simple!

If you're searching for information in a real or virtual law library as a paralegal, law student, legal assistant, journalist, or lay person, finding and accessing the laws that you need to read can be a challenge. Turn to Legal Research, which outlines a systematic method to find answers and get results.

In plain, readable English, Attorney Stephen Elias explains, with plenty of examples and instructions, how to: . read and understand statues, regulations and cases
. evaluate cases for their value as precedent
. use all the basic tools of legal research
. practice what you've learned with "hands-on, library exercises, as well as hypothetical research problems and solutions This easy-to-use and understand book has been adopted as a text in many law schools and paralegal programs. This edition has been condensed to be more readable and includes an expanded discussion on the use of new legal research tools on the web.

Sales Rank: #567563 in Books
Brand: Brand: Nolo
Published on: 2012-08-31
Original language: English
Number of items: 1
Dimensions: 8.99" h x 1.08" w x 7.03" l, 1.30 pounds
Binding: Paperback
386 pages

Features

Used Book in Good Condition

Review

""Getting around the law library can be easy—if you just know where to look-and Legal Research the place to begin"". Library Journal

""The 16th updated edition of Legal Research: How to Find & Understand the Law tells how to locate key laws and cases either online or in a law library, how to draft legal memoranda, and how to make the most of the Web and a legal library to locate statutes, cases, background information and answers to specific legal issues. Chapters offer keys to organization, ""shepardizing', prioritizing, using indexes, and analyzing the effect of a case on your particular issue: in short, it outlines the basics of an attorney's research and judgment process and will help users save hundreds of dollars in attorney fees just by doing some of the legal legwork that anyone can do. Very highly recommended!"" The Midwest Book Review

Most helpful customer reviews

0 of 0 people found the following review helpful.
The Guide has many aspects that truly helpful, however ...
By Christopher Bair
The Guide has many aspects that truly helpful, however this book is not enough to begin representing yourself. And is not adaquate enough.

0 of 0 people found the following review helpful.
Excellent book
By Sergio 7
Very well written and easy to understand.

3 of 5 people found the following review helpful.
Legal
By Samir Kulkarni
Its a book i needed for class. If you are taking a law class this book will tells you how to find your research.

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Charles Kemply was a victim of child abuse. Mary Kemply, his mentally ill mother, mentally and physically abused her son. The results would be a serial killer! Charles' mother is his first victim. He finds no satisfaction in her death. He vows to kill women who vaguely remind him of her. In the comfort of his Gulfport, Mississippi home, he searches the Internet for lovesick, lonesome Louisiana women who post pictures of themselves on the Love Wanted Personal Websites in search of a soul mate. Charles marries four innocent women, Cynthia, Linda, Marie, and Mary. He makes their lives and deaths what Satan himself never would have dreamed of doing. Killing innocent women doesn't stop his insatiable desires of gaining revenge for his childhood abuse. His hate is deeply embedded in his heart. He will never stop killing women until he is finally caught!

Sales Rank: #12300615 in Books
Published on: 2004-04-19
Original language: English
Number of items: 1
Dimensions: 8.50" h x .40" w x 5.51" l, .0 pounds
Binding: Paperback
172 pages

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Find the right house at the right price with insider tips and advice from the experts!

Say goodbye to landlords and laundromats with Nolo's Essential Guide to Buying Your First Home. This timely title will help you find the right place to live and invest in -- and even have fun doing it.

Filled with interesting facts, real-life stories and common pitfalls to avoid, this book provides everything you need to select the right house, the right mortgage, the right agent, the right inspections -- and much more. Get the inside scoop on:

deciding between a house, condo, co-op or townhouse

exploring your local market for the best value

qualifying for and lining up financing

getting the right inspections and insurance

negotiating with sellers or new home builders

successfully closing the deal

Read through the real-world experiences of over 20 first-time homebuyers, as well as valuable insights from a team of 13 real estate professionals, including:

brokers

attorneys who specialize in real estate

a home inspector

a neighborhood researcher

a mortgage specialist

and more!

Along with this step-by-step handbook, you'll get The Homebuyer's Toolkit, a CD-ROM that includes dozens of forms and MP3s which will help you find the right place, crunch the numbers, interview real estate professionals, and even borrow down payment money from your parents.

The brand new 3rd edition of Nolo's Essential Guide to Buying Your First Home is fully updated to reflect the dramatically changed housing market, including emphasis on how to do the right kind of research before deciding on a price and the terms of your offer. It also includes a new discussion of what to expect when you're looking for financing.

Are you a California resident? Check out How to Buy a House in California

Sales Rank: #816162 in Books
Brand: Brand: NOLO
Published on: 2011-01-11
Original language: English
Number of items: 2
Dimensions: 9.00" h x 1.25" w x 7.00" l, 1.63 pounds
Binding: Paperback
440 pages

Features

Used Book in Good Condition

Review
Coming from a gal that knows tools, this book is a must-have tool for any home buyer. (Norma Vally, Host of Toolbelt Diva, Discovery Home Channel 20090101)

The authors managed to keep the reading light, using lots of examples and sidebars, to avoid reader boredom. On my scale of one to 10, this superb new book rates an off-the-chart 12. (Robert Bruss, Nationally Syndicated Real Estate Columnist 20080508)

If you are looking for authoritative information about virtually every important home-purchase topic, you won't find a better easy-to-read resource than this up-to-date book. (The Boston Globe 20080608)

Nolo's excellent guide for novice home buyers provides fresh, updated information about the whole process that even those in the know will find useful. (Library Journal 20080205)

Takes the guesswork out of home buying... two thumbs up! (Elizabeth Weintraub About.com, Home Buying & Selling Guide 20090101)

Like having over a dozen real estate experts over for dinner. (Steve Kropper, President, Founder Bank on Real Estate, Domania.com 20090101)

A must-have for any new homebuyer. Empower yourself by informing yourself! (Heidi Baker BeJane.com 20090101)

A must-have for any new homebuyer. Empower yourself by informing yourself! (Eden Jarrin BeJane.com 20090101)

If you are looking for authoritative information about virtually every important home-purchase topic, you won't find a better easy-to-read resource than this up-to-date book. (The Boston Globe 20090101)

About the Author
Stewart writes and edits books on landlord-tenant law, real estate, and other consumer issues. She is the co-author of First-Time Landlord, Nolo's Essential Guide to Buying Your First Home, Every Landlord's Legal Guide, Every Tenant's Legal Guide, Leases and Rental Agreements, and Renters' Rights.

Schroeder specializes in employment law and real estate and is co-author of Nolo's Essential Guide to Buying Your First Home. Before joining Nolo, she worked as an associate in a large San Francisco law firm where she represented employers in litigation, drafted employee handbooks and policies and counseled employers on sound employment practices. Schroeder also has experience in employment consulting and human resources. She holds a law degree from the University of California, Hastings College of Law.

Bray is an author and legal editor at Nolo, specializing in real estate, immigration law, and nonprofit fundraising. She is co-author of Nolo's Essential Guide to Buying Your First Home and also edits a number of Nolo's small business books. Bray's working background includes solo practice, nonprofit, and corporate stints, as well as long periods of volunteering, including an internship at Amnesty International's main legal office in London. She received her law degree and a Masters degree in East Asian (Chinese) Studies from the University of Washington.

Excerpt. © Reprinted by permission. All rights reserved.
8: Next > Introduction Meet Your Adviser Mark Nash, an Associate Broker with Coldwell Banker, who serves the Chicago, Evanston, Skokie, and Wilmette areas of Illinois (www.marknashrealtor.com). The brakes are off, and you're ready to visit houses that seem to match your Dream List, and choose one. "Whatever you do, don't settle," says Realtor Maxine Mackle (after 18 years of experience in the Connecticut market). "You should be really enthusiastic about a house before you make an offer on it." But first, breathe deeply and cultivate some nonattachment. Sellers of beautiful houses usually know they've got a gem and price it accordingly. Meanwhile, the market contains its share of duds: houses with dark rooms, weird layouts, and repair nightmares. This doesn't mean your perfect house isn't out there, just that you're unlikely to find it on day one. So to make your search productive, we'll show you how to: * get help from your real estate agent, friends, and neighbors * compare each house with your Dream List, looking past the fancy furniture or staging, the need for fixing up, or the shininess of a recent remodel * see whether you can live with the layout * review disclosure and other information you receive from the seller * do your own, informal inspection for repair issues, and * understand how to approach buying a not-yet-constructed house, or one in a common interest development (CID).

Most helpful customer reviews

91 of 93 people found the following review helpful.
Quirky and useful, but needs to be supplemented
By Amazon Customer
I am just starting to research what's involved in purchasing a first home. I found this book to be very helpful in providing a landscape of what is involved, but you should supplement it with more specific books, particularly around mortgages.

The book starts out by having you evaluate what you want in a home, and prioritizing the features. It tells you how to research neighborhoods, ok this is pretty city-centric but they are trying to reach a wide audience. It explains the various professionals involved in each stage of the process, provides forms for interviewing them, and explains what they should provide. It continues to walk you through the inspections, negotiations and closings.

The book is easy to read, but let's face it, the purchase process is complex, and I found myself re-reading some sections discussing the many forms and insurance options. There are some quirky sidebars that are of questionable value (songs about houses, a cookie recipe) but they do add some levity.

Where the book fell a little short was the mortgage discussion. The first book I read "Mortgage Ripoffs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mortgage or Re-Finance" covers this in great detail, and I highly recommend it as supplemental reading. It will explain in detail the junk fees that are mentioned in this book.

The forms included in the book have varying degrees of usefulness, but the interview and inspection forms are gold. A number of websites are listed throughout the book, and will save you from having to Google for the information.

Overall I'm happy with this book, and plan to reference it throughout the purchase process.

46 of 49 people found the following review helpful.
Worth Its Weight in Gold!
By Michael Olshansky
I started looking at buying my first house many months ago and realized that the conflicting and often spotty advise I would get from friends and family wasn't enough. I needed a book to guide me and fill in the gaps (of which there were many).

I figured a "Home Buying for Dummies" type book was what I needed, but I didn't stop there and thumbed through almost a dozen home buying books at the local store before finding this gem by Nolo.

This was the ONLY book that guides you through the process, taking logical, simple steps while interjecting real-world experiences from different people.

It's written in a manner that appeals to just about everyone, explaining how to find a good agent (or save yourself on closing costs by using an online broker), what you should REALLY look for when finding the house that's right for you, all the way through closing, and even what's involved afterwards!

Buying a home can be stressful and overwhelming, but this book really made things quite easy. I can't think of a single home buying related subject that it doesn't cover. If you are buying your first house, this book is HIGHLY RECOMMENDED!

31 of 35 people found the following review helpful.
Excellent comprehensive guide, yet easy to understand
By Gadgester
For me, because this is the only first-time buyer's guide that discusses in detail issues around getting a personal gift or personal loan towards purchasing a home, it already deserves 5 stars.

But it's more than just that. This is a very comprehensive guide with a helpful accompanying CD-ROM. The materials are organized clearly and presented in an easy-to-understand manner. I had read other guides such as the Dummies one which tended to be really verbose and confusing. This book stands out as a highly useable companion as you search and purchase your first home (and as you deal with real estate agents and lawyers).

Very highly recommended.

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Ebook Nolo's Essential Guide to Buying Your First Home, by Ilona Bray J.D., Marcia Stewart, Alayna Schroeder J.D.

Ebook Nolo's Essential Guide to Buying Your First Home, by Ilona Bray J.D., Marcia Stewart, Alayna Schroeder J.D.

## Ebook Nolo's Essential Guide to Buying Your First Home, by Ilona Bray J.D., Marcia Stewart, Alayna Schroeder J.D. Doc

## Ebook Nolo's Essential Guide to Buying Your First Home, by Ilona Bray J.D., Marcia Stewart, Alayna Schroeder J.D. Doc

## Ebook Nolo's Essential Guide to Buying Your First Home, by Ilona Bray J.D., Marcia Stewart, Alayna Schroeder J.D. Doc

## Ebook Nolo's Essential Guide to Buying Your First Home, by Ilona Bray J.D., Marcia Stewart, Alayna Schroeder J.D. Doc