Senin, 29 Februari 2016

# Ebook Download For Sale , by Owner in California, by George Devine

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For Sale , by Owner in California, by George Devine

Sell your California home yourself and save big!

Using a broker to sell your home can cost you up to six percent of the selling price -- in other words, if you sell your house for $400,000, you can spend up to $24,000. But you'll save that money if you sell the house yourself, and it's not hard to do!

Thoroughly revised and scrupulously researched, For Sale by Owner in California takes you step by step through the entire selling process, from putting your house on the market to transferring the title. Find out how to:

- select the best time to sell
- prepare your house for sale
- price and market your home
- coordinate the sale of one house with the purchase of another
- screen buyers for financial feasibility
- make required disclosures
- work with or without real estate agents
- attract potential buyers with creative financing
- handle multiple offers
- write and negotiate a contract
- complete the escrow process

This edition of For Sale by Owner in California reflects the most recent changes in the housing market and laws, and now includes additional discussion of the importance of pricing a house to sell and performing a thorough vetting of potential buyers financial cresources. It also provides all the forms and instructions you need, including:

- disclosure forms required by law
- offer and counteroffer
- sales contract
- contingency releases
- deeds
- second mortgage note
- and more

Not a resident of the Golden State? Check out the Nolo books Selling Your House in a Tough Market and Nolo's Essential Guide to Buying Your First Home for real estate help in your state.

  • Sales Rank: #109122 in Books
  • Brand: Devine, George/ Bray, Ilona (EDT)
  • Published on: 2014-01-27
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.00" h x .60" w x 7.00" l, .84 pounds
  • Binding: Paperback
  • 244 pages

Review
“The best all-around guide for do-it-yourself home sellers.” San Jose Mercury News

“Well-organized, and written in a straightforward, clear style …” San Diego Union-Tribune

“Contains forms and instructions for the entire selling process, from deciding when to sell to closing escrow.”   Los Angeles Times

About the Author
George Devine is a licensed real estate broker and a widely respected educator in the real estate field. He holds a B.A. from the University of San Francisco, and an M.A. from Marquette University, and has pursued additional studies at San Francisco State University, Seton Hall University, Fordham University, New York University, the University of California at Berkeley and other academic institutions. Currently, he teaches real estate at the McLaren School of Business at the University of San Francisco, where he was named the Outstanding Adjunct Professor. For several years, George wrote the popular ""Real Estate Handbook"" column in the weekly Real Estate Guide section of the San Francisco Progress. He is the author of For Sale By Owner in California and coauthor of How to Buy a House in California.

Most helpful customer reviews

9 of 9 people found the following review helpful.
Seems Incomplete
By Slim Pickens
I agree with some of the reviewers of the previous edition of this book: it is a bit thin. The book enlightened me in some ways, but left me wondering on some details. The author spends a fair number of pages on how to price, prepare, and show your house and on how to deal with real estate agents. This content seems more suited to a general book on home selling, not necessarily FSBO. I found the first six chapters to be marginally informative. The best chapters are the ones which describe necessary disclosures, the offer/contract, counter-offers, and escrow. But even these chapters leave me with quite a few questions. I would be nervous about proceeding solely based on the information contained in this book.

4 of 4 people found the following review helpful.
Worth $30,000 in saved fees for me
By A reader
I just sold a house using this book and saved about $30,000 in commission by selling it myself. I was fortunate enough to find a buyer who was ok with not using an agent, so we both represented ourselves.
There is a lot of advice cautioning you to be extremely careful when selling your house from a legal perspective, but in reality it isn't too complicated for most people to understand. This book lets you know what you are required to disclose to potential buyers, timelines, standard closing fees, etc. which helped me out greatly. If one wants additional information they can look online or get another book.
If it isn't worth your time to learn about the process of selling your own house, you probably don't need to buy or read this book. But say a person makes $60,000 a year, it would take 6 months of your full time work to justify not at least attempting to go this route if you save $30,000. As for me, it took maybe a couple of hours to read this book, 10 more hours to research online and put ads up. I also learned a tremendous amount about the real estate field in particular, which some people would pay good money for.
In some respects it was actually easier to sell my house without an agent, since I spoke directly with the buyer, and did not have to go to my agent, who would call their agent, who would finally contact the buyer to just get a simple message across.

4 of 4 people found the following review helpful.
Very useful
By Sunset Orange
Exactly what I needed. I own a house in Roseville, California. The supply for homes is low (for the price range most can afford), therefore demand is high. I'm barely above water on the mortgage. I've been renting out the home for 5 years, but since the market is in my favor, and interest rates are low, I want to sell. I didn't purchase the house with the intention of renting it out. I got married and moved in with my husband. I can probably afford to pay commission to an agent representing clients, but I can't afford one for myself, hence the reason for taking the FSBO route. The book addresses all the critical items I need. The house is empty and looks beautiful. The renters were good people, and have moved out. I just posted on Craigslist, and plan to have an open house this weekend. The book helps with outlining all the things you need, providing useful tips and preparing the reader with how to handle potential buyers. There's a lot on the web, but the book is pretty thorough. It's an easy read. If you are in a seller's market, not in a hurry to sell, and the house is empty, which is the case for me, the book is great in addressing my needs.

See all 12 customer reviews...

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>> Ebook Create Your Own Employee Handbook: A Legal & Practical Guide for Employers, by Lisa Guerin J.D., Amy DelPo Attorney

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Create Your Own Employee Handbook: A Legal & Practical Guide for Employers, by Lisa Guerin J.D., Amy DelPo Attorney

Create a handbook for employees, spelling out your company's benefits, policies and procedures using this practical legal guide

Every company, no matter how big or small, needs to provide workers with an employee handbook. Create Your Own Employee Handbook gives you the information and policies all managers, HR professionals and business owners need to create their own reader-friendly guide, no matter what state you live in. Each chapter covers a different topic, including

  • at-will employment
  • hiring
  • pay and payroll
  • workdays and hours
  • performance evaluations
  • benefits
  • discrimination and harassment
  • complaints and investigations
  • leave
  • health and safety
  • substance abuse
  • privacy in the workplace
  • discipline

    You'll get the lowdown on the legal and practical considerations that apply to each topic in your state, plus sample policies that you can use as-is or tailor to meet your needs. You can even cut and paste the language you need to complete your own handbook instantly.

    The 5th edition is completely updated to reflect recent changes to federal and state law, and covers emerging workplace issues such as healthcare reform law and social networking policies.

    • Sales Rank: #1361544 in Books
    • Brand: Brand: NOLO
    • Published on: 2011-06-06
    • Original language: English
    • Number of items: 2
    • Dimensions: 11.00" h x 1.25" w x 8.50" l, 2.24 pounds
    • Binding: Paperback
    • 432 pages
    Features
    • Used Book in Good Condition

    About the Author
    Guerin, an editor/author specializing in employment law, is author or co-author of several Nolo books, including The Manager's Legal Handbook, Dealing with Problem Employees, Nolo's Essential Guide to Federal Employment Laws, Workplace Investigations, Create Your Own Employee Handbook, and Nolo's Guide to California Law. Guerin has practiced employment law in government, public interest, and private practice where she represented clients at all levels of state and federal courts and in agency proceedings. She is a graduate of Boalt Hall School of Law at the University of California at Berkeley.

    Ms. DelPo is an author and consulting editor who specializes in employment and family law issues. She brings years of criminal and civil law experience to her work at Nolo, having litigated cases in all levels of state and federal courts, including the California Supreme Court and the United States Supreme Court. She has written numerous employment law titles, including The Performance Appraisal Handbook, Dealing with Problem Employees, and Create Your Own Employee Handbook. She is also the editor of Parent Savvy, a book that answers parents' practical, financial, and legal questions. Ms. DelPo currently divides her time between writing on legal issues and chasing after her two busy children, Sophia and Charlie. Ms. DelPo received her law degree with honors from the University of North Carolina at Chapel Hill.

    Most helpful customer reviews

    9 of 9 people found the following review helpful.
    Great Resource!!!!
    By KLOH
    Used this to create our company's 1st employee handbook. In addition to reviewing other company's handbooks online, this helped pull together much of the legal aspect of the book w/o having to hire someone to create the handbook or seek expensive legal review.

    2 of 2 people found the following review helpful.
    CD?
    By Allison
    I purchased the kindle version of this book, and so far it's helpful. However, the images embedded into the book make it appear it comes with a CD Rom. The Kindle version does not come with the CD nor the files that are apparently located there. I would purchased the paperback for $3 more if I had known.

    0 of 0 people found the following review helpful.
    Great book, FAST delivery, excellent price!
    By Bob "MAVERICK" Stanford
    Great book, and priced right. I setup corporations as serve as a senior business consultant for attorneys and individuals alike, and each year but the NOLO and Entrepreneur publications to stay updated and for additional insider information. I find them easy to understand, and their information reliable. Laws, and procedures change, so it's important to update these books regularly.

    See all 5 customer reviews...

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  • Minggu, 28 Februari 2016

    # Fee Download Social Security, Medicare and Government Pensions: Get the Most Out of Your Retirement and Medical Benefits (Social Security, Medicare & Go

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    Maximize your Social Security, SSI, and Medicare benefits and navigate the complex system with confidence.
    Everyone wants to get the highest possible retirement and pension income – not to mention the best medical coverage. Turn to the#1 guide to Social Security retirement and medical benefits to discover the benefits you're entitled to and how to claim them as easily as possible.
    Completely updated for 2013, the book covers how to:
    . determine the amount of Social Security and other benefits you're entitled to
    . qualify and apply for Medicare, including Part D prescription drug coverage
    . understand medigap insurance and managed care and choose what’s best for you
    . claim earned government pensions and veterans' benefits
    . time your retirement to get the best results
    . help your senior parents file essential forms online

    The latest edition includes 2013 benefit numbers for Social Security, Medicare, and SSI, and fully up-to-date resources, and the impact of recent court rulings on your benefits.

    • Sales Rank: #607661 in Books
    • Published on: 2013-02-28
    • Original language: English
    • Number of items: 1
    • Dimensions: 8.93" h x .93" w x 7.01" l, 1.58 pounds
    • Binding: Paperback
    • 472 pages

    Review

    "Guide[s] you through the maze of Social Security and Medicare in simple English..." The Wall Street Journal


    About the Author

    Joseph Matthews has been an attorney since 1971, and from 1975 to 1977 he taught at the law school of the University of California, Berkeley. He has for many years been involved in matters relating to seniors, and is the author of Social Security, Medicare & Government Pensions and Long Term Care: How to Plan & Play for It, as well as How to Win Your Personal Injury Claim.

     

    Most helpful customer reviews

    22 of 23 people found the following review helpful.
    Best Book on Social Security Benefits
    By Gary C. Pokrant
    I am a tax CPA and business advisor to small businesses and their wealthy owners. (NOTE: I am NOT accepting new clients.) My clients are aging just like everyone else.

    I read several books on this topic at my library and local book stores. None of them came close to the thorough coverage provided by this book.

    I have used 4 versions of this book over the past 10 years. They were all GREAT and up to date.

    This book provides both a clear explanation of the rules and regulations. BUT it also provides many little known rules that help you maximize the Social Security Benefits you can LEGALLY claim.

    About 10 years ago I started receiving a number of questions on when to start claiming Social Security Benefits. I did not know enough at that time to intelligently answer questions.

    An expensive continuing education class and this book quickly got me up to speed to not only answer questions, but to bring up additional questions my clients should have been asking about Social Security Benefits. With this book, I could have skipped the expensive class and relied upon this book.

    Though this book does an excellent job of explaining complicated topics, you may find that it takes 3 or 4 readings of some sections to fully understand them.

    In the next 5 years I anticipate there being many changes to Social Security so that it does not "run out of money". Some of the benefit choices available today may be eliminated, such as "claim & suspend."

    Future editions of this book is what I will be relying upon to guide me through this maze for myself and my clients.

    17 of 18 people found the following review helpful.
    Very good reference for a wannabe retiree
    By G. Davis
    I read most of the book at a real store and decided to purchase it at Amazon for reference. The book answered most of the questions I have about Social Security, Medicare, and pensions. Not all of my questions, but most of them. Between this book and other information I've gathered about Medicare, I have come to appreciate what a confusing, screwed up medical system we have for old people. I'm totally convinced that our crooked Congress has let the greedy insurance / medical community create a confusing quagmire that drives old fa*ts like me to either buy more insurance than you really need (mostly) or else leave people who can't figure out the right thing to do out in the cold if they do get sick. Anyway, if you are nearing retirement age, this is a good guide.

    4 of 4 people found the following review helpful.
    Not quite perfect.
    By Raymond Southerland
    There were some obvious mistakes in the book which makes me not be 100% certain about some of the things that I didn't know the answers to in advance. When you are dealing in numbers from the government on benefits that everyone should know about it's scary when the authors get these obvious amounts wrong. Very useful information but not perfect and the imperfections at time are glaring.

    See all 19 customer reviews...

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    Tax rules for your nonprofit -- stay legal and keep the IRS off your back

    Your nonprofit enjoys special privileges not available to other organizations -- but they come at a price. Nonprofits must comply with rules and regulations that don't apply to for-profit ventures. Every Nonprofit's Tax Guide explains these rules and what your nonprofit must do to maintain your tax-exempt status and avoid problems with the IRS.

    This practical, thorough, and easy-to-read book explains both ongoing and annual compliance requirements for nonprofits, including:

  • rules for charitable giving and cash donations
  • Form 990
  • unrelated taxable business income
  • annual IRS filings and disclosures
  • property donations
  • bookkeeping basics
  • working with independent contractors and volunteers
  • restrictions on lobbying and political activities

    Plus, the book also includes a chapter on the types of transactions that can get your nonprofit in hot water with the IRS.

    • Sales Rank: #1302215 in Books
    • Brand: Brand: NOLO
    • Published on: 2011-12-07
    • Original language: English
    • Number of items: 1
    • Dimensions: 9.00" h x 1.25" w x 7.00" l, 1.65 pounds
    • Binding: Paperback
    • 460 pages
    Features
    • Used Book in Good Condition

    Review
    “(Nolo’s)…material is developed by experienced attorneys who have a knack for making complicated material accessible.” Library Journal

    About the Author
    Stephen Fishman is the author of many Nolo books, most recently Tax Deductions for Professionals. Other titles include Deduct It! Lower Your Small Business Taxes, Every Landlord's Tax Deduction Guide and Home Business Tax Deductions - plus many other legal and business books. He received his law degree from the University of Southern California. After time in government and private practice, he became a full-time legal writer.

    Most helpful customer reviews

    13 of 14 people found the following review helpful.
    Another fine, helpful entry from Nolo - a must for small tax-exempts.
    By Jerry Saperstein
    Tax-exempt nonprofits are a big business. $3.4 trillion in assets and 9.4 million employees, about 7.2% of the total United States workforce. But not every tax-exempt nonprofit is a multi-billion dollar foundation. There are tens of thousands of nonprofits that are small, many of which work with volunteer staffs. Often legal expertise is lacking and people inadvertently do things that endanger the tax-exempt status of these organizations.

    This book is designed for them, for anyone in a tax-exempt who doesn't have access to competent legal advice on their IRS Code Section 501(C)(3) tax-exempt status. It is, in a very general way, a lawyer in a book.

    Attorney Stephen Fishman provides in very clear language guidance on every aspect of maintaining your Section 501(c)(3) status. He avoids convoluted legal language and uses plain English (bless him!). He begins with the Form 990 which is a disclosure of the tax-exempt nonprofits finances and is publicly accessible. He covers the importance of accounting and record keeping - something that often goes undone in volunteer organizations.

    He helps the uninitiated distinguish between employees, volunteers and independent contractors. These distinctions are very important. Fail to withhold and pay employment taxes and the IRS doesn't care who you are or what you did, they go after you.

    Next he moves on to contributions of goods, cash and services and how to deal with them. This is a crucially important subject.

    Lots of Section 501(c)(3) raise lots of money and pay their executives very, very well. What's to stop an a aggressive fundraiser from setting up a tax-exempt and paying themselves huge salaries? Not much really, but Fishman does point out how to get caught and what happens when you do.

    UBIT stands for Unrelated Business Income Tax. At one time, a tax-exempt could engage in a business and not pay taxes on the revenue. Not so much any more.

    Finally, Fishman distinguishes between permissible lobbying activities and the forbidden political campaign activities.

    This is a well-written, thorough examination of tax issues relating to Section 501(c)(3) tax-exempt nonprofit organizations. Even though the subject is narrow, the book still runs to almost 450 pages. Fishman and Nolo have done a good job here and anyone who volunteers or works for a small or medium-sized tax-exempt that doesn't have full access to specialist legal or accounting tax advice will do well to purchase, read and continually consult this book.

    Jerry

    5 of 5 people found the following review helpful.
    Worth it, big time
    By T.J.
    I can't even tell you how useful this book is. As someone who is just starting a nonprofit, this guide is so, so valuable. It has paid me back in spades simply due to the fact that conversations with my attorney and account are much shorter, because I'm already somewhat educated on the material... Of course, I still go to the "experts" on some things, but this has been so helpful to have, and it allows me to ask tough questions of those "experts" that I do hire.

    I've been informed by my attorney that when nonprofits first start, that they oftentimes end up having to close because they don't completely understand everything that's required to maintain their tax status. One example is that you can't become politically involved. Also, you need to start showing a certain percentage of donations within a certain time frame for your new nonprofit. Many, many other things too. This is an absolute must-read for key nonprofit individuals that are in leadership positions. The IRS doesn't allow ignorance to be an excuse, so you're going to need to get educated. And, if you're a nonprofit, you probably don't have, or want, to spend a lot of your money talking to someone when you can get much of the same information in a book. Of course we can't know all the information by heart, but a good foundation of knowledge will set you up for success.

    5 of 5 people found the following review helpful.
    Great resource for non profits
    By Sukru Tikves
    This books delivers comprehensive resources for non profit organizations. I personally volunteer in one, and I did not know our treasurer had so much paperwork to do. Actually, we have realized that there are some items, even he did not know.

    Due to the exploits of some badly managed organizations, it seems like IRS has become much stricter on the review of 501(c) filings. You need to handle everything from donations, to travel refunds; from volunteer works, to paying for your employees (ours has only volunteers, even then there is a lot to file).

    The book covers all these areas, that you know, and you probably do not know, in great detail, and easily followed language. It starts with a general overview of various non-profit organizations (public charities, private charities, schools, churches, etc), and then goes into describing every aspect of your IRS related paperwork: yearly 990 forms, public disclosures of them, board meeting minutes, volunteer work, expenses, and so on.

    If you participate in, or manage a non-profit, this is a definite must have resource. Even if you have a professional handle your paperwork, it will allow you to keep everything in check (we have been burned by this in one occasion).

    See all 34 customer reviews...

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  • Kamis, 25 Februari 2016

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    • Sales Rank: #6989975 in Books
    • Binding: DVD

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    Jumat, 19 Februari 2016

    ^ Fee Download Changing Churches: A View From the Pew, by Dottie Parish

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    • Are you a "church hopper" or thinking of becoming one? • Do you look down on Christians who change churches? • Did you know that 76% of "church switchers" are devout Christians? • Do you wonder about vast changes in church? • Do you wonder what will bring church unity and transformation? Changing Churches describes, through the eyes of one couple, the difficult journey that "church switchers" travel-a journey often precipitated by disruptive church changes. The book encourages Christ-like transformative change in churches rather than man-devised makeovers. As you read you will learn about: • The right reasons to leave a church. • How to manage the pain and angst of leaving a familiar church. • How to search for another church-the anxiety and adventure. • How to handle conflict between spouses about leaving and searching. • How to find the new church that fits you and fits God's plan for you. Changing Churches is helpful in understanding the sweeping changes in churches and what we can do to build up the church.

    • Sales Rank: #3884332 in Books
    • Published on: 2012-02-14
    • Original language: English
    • Number of items: 1
    • Dimensions: 9.02" h x .45" w x 5.98" l, .65 pounds
    • Binding: Paperback
    • 196 pages

    Most helpful customer reviews

    3 of 3 people found the following review helpful.
    Straight talk from the pew
    By Amazon Customer
    Changing Churches: A View From the Pew This book is shares a personal journey, including a return to faith and a love for God and for his people in particular congregations. I found it not preachy, but sincere and direct. The author examines the motivations for leaving one church and joining another, and explores the personal impacts on people who take "church" seriously and value the friendships established there. She also critiques the ways that churches have changed and are changing, and presents factors that facilitate a "good" church. I especially appreciated Chapter Eight, the responsibilities of the church member; all too often the man or woman in the pew is a spectator and a critic, rather than a healer and builder. I also appreciated Chapter Nine, which focuses on the shepherding role of church leaders, reminding us that they are doubly accountable to God. All in all, this is a practical and balanced viewpoint from the heart, reminding us that it is God who is building his church, and putting into a Biblical perspective our roles as leaders and followers.

    3 of 3 people found the following review helpful.
    Best book on the topic
    By Dr. Scott O.
    As someone involved with church leadership for more than 30 years and having a Doctor of Ministry degree in Church Leadership and Organization, I'm so thankful for the new book, Changing Churches. Dottie Parish has done a remarkable job of filling a void in the church world. So many people struggle with switching churches and often church leaders fail to grasp the depth of that struggle. Dottie's book is the best resource I've ever seen on this topic -- and I highly recommend it for everyone in the church: pastors, staff, elders, teachers, and of course, anyone who is a part of a local church. Her years of experience as a lay leader in the church, her education and professional expertise, and her diligent research -- these all come together beautifully in this helpful book. She covers the biblical principles as well as the practical aspects of our modern church experience where we have so many choices. I have served in a local church with Dottie, and she is the real deal and loves our Savior and His people. Thanks, Dottie!

    3 of 3 people found the following review helpful.
    Long Overdue
    By melechdavid
    "This is a personal, objective, and discreet disclosure of the painful process of changing churches. Through her own experiences, the author advocates responsible behavior in separating from a church. I most appreciated her presentation of the 5-stage leaving process, legitimate reasons to leave a church, and her candid reflection of the struggle she and her husband experienced in these difficult decisions. Her own words say it best, 'Changing churches is like trying to choose a new spouse before the divorce is final.' This is the first book I've read on this topic from the perspective of a church member - and it's long overdue!"

    See all 24 customer reviews...

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    Kamis, 18 Februari 2016

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    • Sales Rank: #4952095 in Books
    • Brand: Brand: 1st Book Library
    • Published on: 2004-01-12
    • Original language: English
    • Number of items: 1
    • Dimensions: 7.99" h x .35" w x 5.00" l, .38 pounds
    • Binding: Paperback
    • 152 pages
    Features
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    • Condition: New
    • Notes: BRAND NEW FROM PUBLISHER! 100% Satisfaction Guarantee. Tracking provided on most orders. Buy with Confidence! Millions of books sold!

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    • Sales Rank: #9600792 in Books
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    • Sales Rank: #5052027 in Books
    • Published on: 2008-09-10
    • Original language: English
    • Number of items: 1
    • Dimensions: 9.21" h x .89" w x 6.14" l, 1.35 pounds
    • Binding: Paperback
    • 440 pages

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    • Sales Rank: #5532896 in Books
    • Brand: Brand: 1st Book Library
    • Published on: 2003-12-24
    • Original language: English
    • Number of items: 1
    • Dimensions: 11.02" h x .31" w x 8.27" l, .73 pounds
    • Binding: Paperback
    • 144 pages
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    • Sales Rank: #4531648 in Books
    • Published on: 2013-06-21
    • Original language: English
    • Number of items: 1
    • Dimensions: 9.25" h x .31" w x 7.52" l, .57 pounds
    • Binding: Paperback
    • 144 pages

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